The kada-index
Every deposit product on 100kada gets a transparent 0–100 score. It exists so the best-fit product rises to the top — ranked on what matters to you, not on who pays us. Rate is normalised across all deposit products, so a higher interest rate always earns a higher rate score — while trust, flexibility and cost keep liquid, low-barrier accounts competitive.
| Factor | Weight | What it measures |
|---|---|---|
| Rate | 45% | Effective annual return, normalised against comparable products of the same type. |
| Trust | 25% | Institution strength and safety, based on regulatory class and size. |
| Flexibility | 15% | Liquidity, tenure options and premature-withdrawal terms. |
| Cost | 15% | Entry barrier (minimum balance) and any penalties. |
A note on this MVP
Rates shown are a representative mid-2026 dataset for demonstration. The live scraper reads each institution's published rate pages and uses AI-assisted extraction to normalise them; until that runs against production sources, treat figures as illustrative.